• bird on electric line

    Why You Need Service Line Coverage

    Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about them when service is interrupted. And when that happens, you may be surprised by what your basic […]

    February 20, 2020

  • NZDM Starion OEM first aid kit

    Stay Safe on (and off) the Road This Winter With These Items for Your Car

    You keep your home stocked with supplies to use in case of emergency. (Right?) What about your car? During winter, extreme weather and road conditions can lead to all kinds of trouble when you’re traveling — crashes, getting stuck, getting lost. And cold temperatures make those situations even more dangerous than usual. So keep a […]

    February 6, 2020

  • family stickers on car

    What to Consider When Choosing Auto Insurance

    Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an accident. And after an accident is not the time to find out you’re underinsured. When […]

    January 13, 2020

  • Danger Carbon Monoxide

    5 Carbon Monoxide Safety Tips

    Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]

    January 2, 2020

  • RV at sunset

    When Roadside Assistance Isn’t Enough

    If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in no time — and maybe with an amusing story to chuckle […]

    December 5, 2019

  • classic car

    How to Protect Your Classic Car

    The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got   it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang, the Corvette Stingray, and other iconic vehicles. Along with restoring them,   they blended modern features with classic car bodies […]

    October 28, 2019

  • Why You Might Want to Live Like a Minimalist

    Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the minimalist lifestyle. Wondering what the all the fuss is about? Let’s talk about some of the benefits of […]

    September 24, 2019

  • How to Ride Your Motorcycle Safely in a Group

    Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to spend time doing what you love. However, group riding has its own risks. This is especially […]

    August 21, 2019

  • school supplies

    It’s Back-to-School Time — Is Your House Ready?

    We’re not quite sure where summer went, but if you haven’t noticed, it’s already time to think about the new school year. And as you think about how to get your kids organized and ready, consider doing the same thing for something else — your home. It won’t just be good for you; in many […]

    August 1, 2019

  • 瞭解就業做法的責任風險

    你知道你在面試未來的員工時, 你會面臨就業索賠的風險嗎? 無論你雇用員工與否, 你可能都會面臨風險. 如果你不雇那個人, 他或她可能會聲稱某種歧視. 另一方面, 如果你確實雇傭了那個人, 其他問題可能會出現. 例如, 如果你因出席人數不足而解雇了人, 他們可能會聲稱不法終止. 或者, 也許一名女性僱員認為他們的男性反部分比他們掙得的更多, 並聲稱基於性別或過失決定的歧視. 遺憾的是, 這些類型的要求和訴訟在多年來不斷增長, 每個公司都面臨著僱員訴訟的風險. 幸運的是, 你可以採取一些措施來盡量減少這些風險. 以下是一些很好的做法, 幫助大大降低你的就業做法責任風險: 與你的保險經紀人審查你的風險和潛在的損失曝光. 讓自己熟悉就業法, 並確保你在關注他們. 購買適當的就業實踐責任保險. 開發員工手冊, 概述你公司的政策和程式, 包括出勤, 紀律和投訴. 你還應該包括一份平等就業機會聲明. 為每個職位創建職位說明, 明確界定該職位所需技能和表現的期望. 對每位員工進行定期, 定期的考績, 並記錄員工檔案中的結果. 開發一個篩選和招聘方案, 以消除不適宜的候選人, 然後打電話給他們接受採訪. 在就業申請中包括平等機會聲明. 對所有可能的候選人進行背景檢查. 執行一項”開放 門”政策, 允許僱員舉報違法行為, 而無需害怕報復. 記錄所有員工的問題, 並包括公司的解決方案或解決這個問題. 保持你的所有招聘, 解雇和晉升決定的書面記錄. 如果你被指控在就業, 終止或推廣方面採取不公平的行動, 這份檔案可以提供證據. 聯絡我們! 在傑西卡·劉保險服務中, 我們想幫助保護你和你的業務, […]

    July 30, 2019