• Can I Get Renters Insurance Without a Lease?

    Most landlords and property managers require all tenants to sign a lease when renting their property. However, in some cases you can rent an apartment or house without a lease, especially if you know the owner. It is becoming increasingly common for people to share apartments in unofficial agreements and for college students to acquire […]

    August 15, 2018

  • home insurance policy

    What Does a Home Insurance Policy NOT cover?

    9 Things Your Homeowners Insurance Doesn’t Cover If you think your home insurance policy protects you from any damage to your home, think again! There are many hazards a standard homeowner’s policy does not cover. Here are nine common things your policy may exclude coverage for. Earthquakes A standard homeowner’s policy does not cover damage […]

    August 13, 2018

  • car insurance

    Can Your Insurance Company Drop You After An Accident?

    Getting into a car accident can be very unsettling for many reasons. Many people worry about how multiple claims will affect their auto insurance rates. Will your car insurance company cancel your policy if you have multiple accidents? The first thing you need to know is that cancellation and non-renewal are two completely different concepts. […]

    August 13, 2018

  • Insurance Agency vs. Online Insurance

    Advantages of purchasing insurance through an agency rather than an online company In today’s world, the internet has made it convenient for us to do all sorts of things with the click of a button – from working remotely to ordering grocery delivers and even buying insurance! Although online service provide a certain standard of […]

    July 30, 2018

  • Hidden Costs of Cheap Car Insurance

    Why Discount Car Insurance Can Be a Lot More Expensive Than You Think When buying car insurance, most people are looking for any way to keep their costs down. There are safe ways to do this by taking advantage of driving discounts and taking precautions to lowering your teen’s car insurance rates. When shopping for […]

    July 30, 2018

  • DUIs and Insurance

    Your driving record plays an important role in determining your rates for car insurance. A prior conviction for driving under the influence (DUI) or driving while intoxicated (DWI) suggests you have a risky driving history. Since auto insurance rates depend on what your insurer judges your risk of being in an accident, DUIs and DWIs […]

    July 25, 2018

  • The True Cost of DUIs

    How much a DUI can actually cost you DUI convictions are incredibly expensive. The exact costs vary depending on the state and the circumstances. Here’s a look at what a first-time DUI conviction could cost according to an estimate from the California Department of Alcohol and Drug Programs (ADP). Fines/penalties – $1,500 A first-time DUI […]

    July 25, 2018

  • man on bicycle

    6 Tips for Getting to Work on Two Wheels

    Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. Maybe you’re a bicycle commuter already — or maybe you want […]

    July 16, 2018

  • insurance agents explaining common insurance myths

    Common Insurance Misconceptions

    6 Insurance Myths Plaguing the Industry There are many insurance misconceptions floating around that make it difficult to determine what’s true and what’s not. Unfortunately, these common mistakes could put you at a serious financial risk. We’ve put together a list of so you can avoid these common mistakes! Here are some of the most […]

    July 11, 2018

  • Do You Have Enough Coverage in the Event of a Wildfire?

    Are You Financially Prepared for a Wildfire? Your home is generally your biggest and most valuable asset. If your home was damaged or destroyed, having adequate insurance coverage can help reduce costs and provide you with a peace of mind. In the past year, a series of wildfires hit California and has affected the whole […]

    July 2, 2018