Category: Uncategorized


  • Vacation Home Insurance

    4 Things to Consider When Insuring a Second Home Everyone loves vacation. But, vacationing in your own seasonal home? Even better. However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. We here at Jessica Liu Insurance Services can help by […]

    March 28, 2018

  • Shelter Your Small Business From Wind Damage

    According to the Hartford, wind and hail damage account for 15% of all small business insurance claims, with an average claim cost of $26,000. Fortunately, business insurance can help cover you in the event your property does get damaged by wind or hail, so it really pays to make sure you have the right coverage […]

    March 26, 2018

  • Speeding

    Slow down, save money … and lives How many times has the following happened to you? You’re speeding down I-280 when you spot a California Highway Patrol car. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. Now take a minute to think what could have happened […]

    March 21, 2018

  • Protecting Yourself From Data Breach

    What is a Data Breach? A data breach is a security incident where sensitive, protected, or confidential data has been viewed, stolen, or used by an unauthorized individual or entity. A data breach is also referred to as a data leak, a data spill, or an unintentional information disclosure. Data breaches may involve personal and […]

    March 21, 2018

  • Condo Insurance

    Condo or Condon’t — Condo Insurance You’ve taken the plunge and opted for condo life.  Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc.  It’s time to relax because everything is covered, right? Not quite.  The insurance policy provided by the condo […]

    March 19, 2018

  • Garden Water Conservation

    It’s gardening season in the San Francisco Bay, but, with drought still gripping several parts of California, water usage is a growing concern. Even if conditions aren’t dry at the moment, it’s a good idea to think about how you use this precious natural resource — and how you can use it more wisely. Here […]

    March 15, 2018

  • Daylight Savings

    Daylight Savings Time is also Daylight Safety Time. In most places in the United States, Sunday, March 11, 2018 is Daylight Savings, when clocks are moved forward one hour. We here at Jessica Liu Insurance Services want to remind you it’s also a great time to improve your family’s safety. Be safe in your San […]

    March 10, 2018

  • Is a Motorcycle Right for You?

    As springtime approaches, you probably notice something in addition to the warmer weather and blooming flowers: more motorcycles on the roads of the San Francisco Bay. Riding looks like a lot of fun, doesn’t it? Just imagine heading down I-280 or the Great Highway with the sun shining and the road stretching out to the […]

    March 7, 2018

  • Service Line保險條款保護你的房屋

    許多房主不知道他們有責任對Service Line發生損害時進行修理或更換. 要修復供水, 電力和通訊服務線路的費用是非常昂貴的,,事實上, 服務項目產生的費用平均約6,000美元。 Service Line保險條款覆蓋範圍是甚麼?     Service Line 是一種保險,當屋主需要負責的管道或布線受損時. 它可以幫助屋主支付修理線路或管道的費用.。當屋主保險條款不包括Service Line 損害造成的損失時, 該條款可以幫助屋主填補相關損失。 什麼是Service Line的損害風險 ? Service Line可能會引起(但並不局限於)以下風險: 穿和撕 惡化或隱藏的衰減 生鏽或其他腐蝕 樹或根入侵 冰凍或霜凍 害蟲, 昆蟲, 嚙齒類動物或其他動物 電氣或機械故障 壓力系統崩潰 Service Line保護服務是甚麼? 一般為以下方面提供服務: Service Line範圍下的地下管道或線路損壞 Service Line範圍下維修或更換服務項目損害的費用 Service Line範圍下的加快費用,臨時修理或永久修復的費用。 挖掘費用 喪失使用或額外生活費用(如果你不能留在家裡,,直到修復完成) 戶外財產修理(包括樹木, 灌木, 人行道, 甲板和園林設計在內的外部財產損壞) 值得註意的是,大多數服務項目保護計劃都有特定的排除範圍。一些常見的排除包括: 重新安置現有的電線或管道; 化糞池系統和浸出區 更換水井, 汽車或水泵, 以取代水泵, 發動機或水泵; 正在拆除, 服務或安裝的服務項目造成的損害 通過建築物或水體運行的電線或管道; 清除或清除汙染物, […]

    January 28, 2018

  • Happy Father's Day

    Father’s Day

    Time to Honor Dad With summer drawing near and the weather warming up, California’s neighborhoods come alive with the sights and sounds of the season: lawnmowers, power tools and backyard barbecues, to name a few. For many people, those things all bring to mind one specific person: Dad. And since Father’s Day is just around the corner, […]

    June 18, 2017