Category: Insurance Claims


  • Employment Practices Liability Claims and Lawsuits

    Employment Practices Liability Claims Scenarios Part 2

    Real Examples of EPLI Harassment Claims and Lawsuits Employment Practices Liability Insurance can help protect your business against accusations of wrongful termination, harassment, and more. No matter how cautious you are, you never know when a claim may arise that could potentially harm your business’ reputation. Here some examples of real employment practices liability claims […]

    December 19, 2018

  • Employment Practices Liability Claims and Lawsuits

    Employment Practices Liability Claims Scenarios

    Real Examples of EPLI Harassment Claims and Lawsuits Employment Practices Liability Insurance can help protect your business against accusations of wrongful termination, harassment, and more. No matter how cautious you are, you never know when a claim may arise that could potentially harm your business’ reputation. Here some examples of real employment practices liability claims […]

    December 19, 2018

  • valuable items insurance protection

    Valuable Articles Claims Scenario

    Valuable Articles Coverage protects valuables that are generally left out in most homeowners insurance policies. Your homeowners policy usually has a cap of $1,000 to $5,000 for valuable items, and you may find that inadequate to cover your jewelry, fine art, antiques or collectibles. Valuable Articles Coverage generally covers loss, theft, damage, breakage of fragile items, […]

    October 30, 2018

  • copyright infringement general liability claim

    General Liability Claims Scenario Part 3

    Examples of Copyright Infringement & Advertising Injury Claims The best way to understand how general liability insurance protects small business is to look at examples of this policy in action. You already know that general liability usually helps cover lawyer fees, court expenses, damages to properties belonging to third parties, and immediate medical costs for people injured on […]

    October 20, 2018

  • reputation damage general liability claim

    General Liability Claims Scenario Part 2

    Examples of Product Liability and Reputation Damage Claims The best way to understand how general liability insurance protects small business is to look at examples of this policy in action. You already know that general liability usually helps cover lawyer fees, court expenses, damages to properties belonging to third parties, and immediate medical costs for people injured […]

    October 18, 2018

  • bodily injury general liability claim

    General Liability Claims Scenario

    Examples of Property Damage and Bodily Injury Claims The best way to understand how general liability insurance protects small business is to look at examples of this policy in action. You already know that general liability usually helps cover lawyer fees, court expenses, damages to properties belonging to third parties, and immediate medical costs for […]

    October 16, 2018

  • What Should I Do if I Hit an Object on the Road?

    Every driver is faced with many different perils while driving. You may be driving down the highway when the tire of the car in front of you bursts and sends rubber and debris flying at your car. Or perhaps you’re driving across a twisting country road at night and a deer unexpectedly jumps in front […]

    October 15, 2018

  • Replacement Cost vs. Actual Cash Value

    Actual Cash Value (ACV) and Replacement Cost Defined Actual cash value, also called “fair market value”, is when an insurance company agrees to pay you the value of the item at the time of loss minus depreciation. Replacement cost is when an insurance company agrees to pay for the item at today’s cost. This applied […]

    October 2, 2018

  • umbrella insurance claims

    Real Life Umbrella Insurance Claims Part 3

    Actual Claims on a Personal Umbrella Policy Example Claim #1: The Injured Girlfriend A teenager was driving to the store with his girlfriend and accidentally hit a tree. He claimed a vehicle cut him off but there were no witnesses or any evidence to support his claim. His girlfriend suffered multiple fractures and other internal […]

    September 27, 2018

  • umbrella insurance claims

    Real Life Umbrella Insurance Claims Part 2

    Actual Claims on a Personal Umbrella Policy Example Claim #1: Pre-prom Photoshoot A teen had a group of his friends over to get ready for prom. They stepped outside on the balcony to take a large group photo. The balcony collapsed injuring most of the teens as the balcony was about 10ft of the ground. […]

    September 24, 2018