Renters Insurance

Find inexpensive coverage for your personal property. Serving all of California and Nevada.

You have a lot of things that are important to you — from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

Let Jessica Liu Insurance Services help you find coverage options that protect you, your family, and your personal property. Call us and let us help to make sure you’re properly covered.

What Does Renters Insurance Cover?

Protection for your property

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Protection for you and other people

Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. Personal Liability Protection can help cover costs for associated legal costs and related damages in the event you are sued and provide financial protection for covered accidental bodily injury or property damage to others.

Medical Payments

In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Additional Living Expenses

If you are unable to remain in your home after a covered loss, loss of use coverage can help cover any necessary additional living expenses while your damaged apartment is being repaired. This can include costs for rent, hotels, meals, storage fees, laundry, and more.

Additional Coverage Options

A typical renters insurance policy does not cover damage from earthquakes or floods. You may want to consider purchasing a flood insurance or earthquake insurance policy to extend your coverage.

Let Jessica Liu Insurance Services help you find the right amount of coverage to suit your needs. Call us today.