Our Team

Established in 1996, Jessica Liu Insurance Services, Inc. is a full insurance service brokerage. We work for our insured not the company. Our mission is to service our clients with the most competitive insurance products with the best coverage and through the best insurance carriers. We directly represent well known insurance carriers that are financially rated A or better by A.M. Best Insurance Rating Guide.

Our goal is to establish a relationship with our clients and maintain that relationships long term. We diligently listen and service our client’s individual needs and find them the most well fitted insurance products for them regardless of the size of their businesses. With great service, competitive products,and nearly 20 years of experience by our professional term, we at Jessica Liu Insurance Services, Inc. stress service and want to earn your business on a daily basis.

With the idea that the client’s interests comes first, Jessica Liu Insurance Services, Inc. was a fast growing over the past 15 years. We now are one of the premier full insurance brokerage in California located both in San Francisco and Milpitas (South Bay). We will continues to grow and provide a level of preferred service that our clients have grown to expect and deserve. We treat each and every client with courtesy and respect, we strive to assure our customers to have a piece of mind when purchasing insurance through our brokerage.

Our Staff

Jessica Liu
Mom, Hiker, and Insurance Agent
Email – jessica@jlis.com

Jessica is the president of Jessica Liu Insurance Services, Inc. Jessica started her insurance career in 1991 and formed Jessica Liu Insurance Services in 1996. Jessica is a licensed Property, Casualty, Life, Health and Disability Agent. Jessica is also a member of the Society of Certified Insurance Counselors (CIC). Jessica loves traveling, hiking, listening to music, and hanging out with family and friends. She also loves football and has been a 49ers fan for number of years.




Peter Szetu
Mechanical Engineer, Agency Principal, and Insurance Agent!
Email – pszetu@jlis.com

Principal of JLIS agency with more than 15 years of experience in property, casualty, health and life insurance. Mr. Szetu specializes in insurance products for the construction, technology, engineering and consulting area. Prior to joining the agency, he obtained his Bachelor of Science degree in Mechanical Engineering and subsequently worked as a senior engineering risk and reliability analyst and consultant in the commercial power generation industry. His background in assessing risk exposures is well suited for him to assess risk exposures and their mitigation on individuals and small businesses.




Sweedy Chut
Business Development Advocate, Account manager, and Insurance Agent!
Email – schut@jlis.com

Sweedy Chut is the account manager for our Commercial Insurance Business. Prior to joining our agency in 2005, Sweedy has worked in the areas of accounting, business development and customer service for various companies in Hong Kong. As account manager, Sweedy is in charge of sales and management for commercial insurance products. She is very knowledgeable on business insurance products from companies we represent. With over ten years of experience in servicing and obtaining insurance products for small business owners, she has gained an understanding of the exposures that many small businesses face on a daily basis and thus is able to obtain the best policies for our customers.



Xylia Huang
Account Manager, Customer Support Service, and Insurance Agent!
Email – xhuang@jlis.com

Xylia Huang is the account manager for our Personal Insurance Business. Prior to joining our agency in 2011, Xylia has worked in the areas of customer support and service for various companies in Guangzhou, China. As account manager, Xylia is in charge of sales and management for personal insurance products. She is very knowledgeable on insurance for individuals and families in the areas of auto, home, health and life insurance as well as the needs of individuals and families when it comes to protecting their health, left and assets as she has extensive experience in obtaining the best value for these protection through the insurance products.



Christopher Li
Sports Enthusiast, Music Lover, and Insurance Account Manager!
Email – cli@jlis.com

After graduating college in 2012 with a degree in Physiological Sciences, Chris made the move into insurance and is now part of the Worker’s Compensation and Commercial Auto team. He has a strong desire to learn and absorb information and enjoys being challenged. Outside of work, Chris enjoys all varieties of sports ie. basketball, football, hockey, and track & field. In his off-time, he has spent his time as an assistant cross-country coach for a local high school.



Tommy Zhang
Traveler, Sports Lover, and Insurance Agent!
Email – tzhang@jlis.com

Tommy Zhang is a business account specialist at Jessica Liu Insurance Services. He has been with the agency for two years and will take care of your contractor and surplus line needs. Before joining JLIS, Tommy graduated from the University of California, Santa Barbara, with a degree in psychology. His interests outside of insurance include playing and watching basketball, spending time with his family, and traveling. If you know of any amazing destinations to visit, he would love to hear your recommendations!


Joann Zhao
Tourist, Food Enthusiast, and Insurance Agent!
Email – plservices@jlis.com

Joann is CSR at Jessica Liu Insurance Services, Inc. She is a very fun and friendly person who enjoys talking to customers and takes pride in helping them. Joann earned her Bachelor of Science in Hospitality Management from San Jose State University. She lives in Daly City and sometimes visits family in China. She likes to spend time with friends and family during the weekend. Joann loves searching for yummy foods around the Bay Area and traveling to different places for sightseeing.



Annie Cheung
Music Lover, Pet Lover, and Insurance Agent!
Email – pl1services@jlis.com

Annie has been serving clients in the insurance industry since 2013. Annie’s area of services ranges within the personal insurance needs. She’s completely fluent in Cantonese, Mandarin, and English. Aside from work life, she has two dogs, Ringo and Rupert. She has had them since 2008 and they are the loves of her life. Music is also a huge portion of her life. Her choice of music varies from English folk to Korean pop. She believes that a good balance of lifesytle brings happiness in life.




Smruthi Sriram
Music Enthusiast, Animal and Nature Lover, and Marketer!
Email – ssriram@jlis.com

Smruthi established the marketing department of Jessica Liu Insurance Services and is currently heading the department while training two interns. She has been with JLIS since October 2015. She is a student attending San Francisco State University and is working towards completing her Bachelor’s degree in marketing. In her free time, she loves to explore the city, try new foods and restaurants, and go to concerts and music festivals. She loves nature and the outdoors and tries to make time to go to a park, beach or on a hike every week. She’s very excited to excel in marketing and has joined a professional business fraternity, Delta Sigma Pi, to help her reach her career goals.


Our Interns

Andrew Yu
Marketing Intern


Andrew is a senior at San Francisco State University studying marketing and has been interning since April. His hobbies include playing video games like super smash bros, playing sports, and traveling. He loves marketing because it connects the world together and there’s always news ideas to be made.




Lilian Chan
Marketing Intern


A senior in Business Marketing at San Francisco State University, Lilian is the newest addition to our team at the agency. She likes planning events, traveling and attending various music festivals. She also enjoys crafting various creations in her free time, in addition to playing the Piano and being a redditor.