What is Business Insurance and What Does it Cover?

January 31, 2018

Business insurance includes a wide range of policy options designed to protect a business from the risks they face every day. Every company is different, so many different factors will determine the specific coverage you need to protect your company from a financial loss. Some of these factors include the size of your company, the number of employees, the industry, the materials handled by employees, the use of business vehicles, and more.

Business insurance coverage can include a range of products and services including the following and more:

  • General liability
  • Professional liability and malpractice insurance
  • Product liability insurance
  • Commercial property insurance
  • Commercial vehicle insurance
  • Commercial umbrella insurance
  • Workers compensations
  • Cyber-crime insurance
  • Small business owner’s policy
  • Surety bonds
  • Specialty coverage

Many business owners may have to shop at multiple insurance companies to ensure that all of their company’s risks are adequately covered. Working with an independent agency can avoid that hassle and allow you to get all of your business insurance policies from one office.

At Jessica Liu Insurance Services we specialize in a large range of industries including restaurants, retail stores, manufacturing, hotels, technology and e-commerce, contractors, service and professionals, and many more.

Contact us today to learn more about business insurance policies and discuss coverage options for your business’s unique needs.