Insurance Agency vs. Online Insurance

July 30, 2018

Advantages of purchasing insurance through an agency rather than an online company

In today’s world, the internet has made it convenient for us to do all sorts of things with the click of a button – from working remotely to ordering grocery delivers and even buying insurance! Although online service provide a certain standard of convenience, it may not be in your best interest to purchase an insurance policy online.

Often, you will find that an independent insurance agency is your best option when quality, affordable insurance. Here are some of the most notable benefits an independent agency like Jessica Liu Insurance Services can provide you with.

Increased Personalization

You will be able to form a personal relationship with your insurance agent. Every time you need to file a claim or make a policy change, you’ll work with the same agent to address your insurance needs. Furthermore, we offer a full range of products ranging from home to auto, business, health and life insurance. This means you can manage all your insurance policies under the same agency and receive the same level of service and competitive rates from us without having to deal with a multiple agents from multiple companies.

Excellent Customer Service

Oftentimes when you call an online insurance company you will be stuck on hold for what feels like eternity. Or maybe you’ll be taken through a series of automated responses before you can finally speak to a human being. We’ve been there and know how frustrating it is. At Jessica Liu Insurance Services we are open six days a week and provide you with an option to speak on the phone with a real agent or drop by the office and talk in person!

Leave the Research to Your Agent

Most of the time, we have questions about our insurance policies. Unlike online insurance companies, we are always here to answer any questions you may have and can help you research your options to find the best coverage tailored to your needs. We represent over 30 top-rated insurance companies which allows us to find you the best combination of coverage and price with competitive rates from multiple companies.

Variety of Options and Services

Many online insurance companies only offer one service. At Jessica Liu Insurance Services, we can offer you several quotes by tweaking coverage options to fit your budget and unique needs. We also offer a full range of insurance policies ranging from auto, home, life, umbrella, business, and more.

Local Service

When dealing with online insurance companies, you may be calling another state or even country when you need to file a claim, review your policy or receive information. Someone who isn’t in your area may not be able to truly understand your circumstances. As a local agency in San Francisco, we are committed to serving the needs of the San Francisco Bay Area and have been doing so since 1996. We are familiar with California insurance laws and regulations as well as common claims and insurance needs in the Bay Area. We believe nothing can beat a face-to-face interaction – we are open 6 days a week!

Contact Us!

At Jessica Liu Insurance Services, we strive to give you the best combination of coverage, quality and price for your insurance needs. Don’t hesitate to contact us today with any questions about your insurance policies or coverage options. Just give us a call at 415-386-2283 or send us a message at [email protected]