Category: Insurance FAQ’s

  • homesharing with airbnb and insurance

    Airbnb and Insurance

    How does homeowner’s insurance work with Airbnb? Home-sharing is when you rent out your home, or a part of your home, to short-term guests (think AirBnb). This trend has been growing over several years and is becoming very popular. In fact, around 19% of the total U.S. adult population engaging in it – that’s over 47,000 […]

    May 21, 2018

  • What is Business Insurance and What Does it Cover?

    Business insurance includes a wide range of policy options designed to protect a business from the risks they face every day. Every company is different, so many different factors will determine the specific coverage you need to protect your company from a financial loss. Some of these factors include the size of your company, the […]

    January 31, 2018

  • Insurance to Value

    Do You Have Enough Coverage to Rebuild Your Home? Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make […]

    January 22, 2018

  • injured working professional

    What Is Workers Compensation and What Does It Cover?

    What Is Workers Compensation? Workers compensation is a form of insurance that can help protect both you and your employees after a work-related injury or illness. For employees, workers compensation offers protection in the case of a work-related accident or injury by providing medical care, lost wages, and more. For employers, workers compensation covers legal […]

    January 4, 2018

  • Will My Homeowners Insurance Cover My Rental Property?

    If you are renting out your home, your homeowners insurance may not be sufficient to cover damage to your property. As a landlord, you generally need greater protection that your homeowners insurance policy cannot offer you. For example, landlords usually need greater liability protection against injury and property damage. Landlord insurance policies also come with […]

    November 27, 2017

  • How Much Is Landlord Insurance and What Factors Affect The Cost?

    The cost of landlord insurance can change based on a number of factors. For example, a smaller rental unit can have rates as low as $500 per year ($40/month) while a larger unit with a swimming pool could cost thousands of dollars per year (hundreds of dollars per month). Some factors that will affect the […]

    November 25, 2017

  • Small Business Health Insurance Tax Credit

    Besides giving them a reason to stay with the business, providing health insurance to your employees can benefit you in other ways. Through the Affordable Care Act, small businesses can get real tax benefits when they offer health insurance to their employees. What is the Small Business Tax Credit? Under the Affordable Care Act, small […]

    October 16, 2017

  • What is Special Enrollment?

    When enrolling in health insurance, there is generally a 3-month period of enrollment which begins in November and ends in January. However, it is possible to enroll in a Covered California health insurance plan outside the open-enrollment period through special enrollment. Special enrollments allow consumers with qualifying life events to enroll for health insurance year-round. […]

    October 3, 2017

  • Valuable Articles Coverage

    Although homeowners insurance covers valuables in your home to some extent, it is not always enough. Owners of fine homes often need additional protection from lawsuits and added security for their valuables in the event of financial loss. Even the most detailed and comprehensive homeowners policy is still limited in its coverage for valuable article […]

    July 18, 2017

  • Insurance Coverage When Borrowing or Lending a Car

    Does my car insurance cover me if I drive someone’s car or a friend drives my car? Many of us have been in a situation where we have either loaned or borrowed a car from a friend, roommate or family member. But what happens in these situations if someone gets into an accident? This is […]

    February 10, 2017