• Renters Insurance FAQ’s

    Why would I want to buy renters insurance? If you live in an apartment or a rented house, renters insurance provides important coverage for both you and your possessions. A standard renters policy protects your personal property in many cases of theft or damage and may pay for temporary living expenses if your rental is […]

    May 16, 2016

  • What factors should I consider when purchasing homeowners insurance?

    There are a number of factors you should consider when purchasing any product or service, and insurance is no different. Here are some factors you should consider when you purchase homeowners insurance. Determine the amount and type of insurance that you need. The coverage limit of your house should equal 100% of its replacement cost. If your […]

    May 10, 2016

  • How much life insurance should an individual own?

    In general, rule of thumb suggests that you should have an amount of life insurance equal to 6 to 8 times your annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family. Important factors include: Income sources (and amounts) other than salary/earnings […]

    April 26, 2016

  • Umbrella Insurance FAQ’s

    Q: What is a personal umbrella liability policy?   A: The personal umbrella liability policy is designed to increase your liability protection. This single policy is an extra liability insurance coverage that acts as an “umbrella” over all of your other personal liability policies — home, auto, boat, RV, etc. — so you have a […]

    April 22, 2016

  • 7 Ways to Trick Yourself Into Saving More Money

    We know we should save money if we want to be better off in the future, so why is it so hard to resist the temptation of spending whatever you have leftover from your paycheck after paying rent instead of throwing it into your savings account? According to CFP Christina White at EBW, LLC in […]

    April 17, 2016

  • Crazy Things People Are Doing to Survive San Francisco’s Housing Epidemic

    We all know that the cost of living in San Francisco has been extremely high for a while now. However, the housing crisis in this area has reached epic proportions. According to Business Insider, the average house price in San Francisco was six times higher than the average price of existing homes throughout the U.S. The […]

    April 15, 2016

  • April Advice: Tips for Filing Tax Returns

    Can you believe it’s already April? We’re one step closer to the summer weather we’ve all been craving. But before that, let’s not forget that taxes are due this month, with the Tax Returns Deadline coming up on April 18th. Here are some tips to get the most out of your tax returns: 1. Charity […]

    April 1, 2016

  • What You Should Do to Prepare for This Week’s Storm

    As you may have noticed, the weather in San Francisco has recently been very gloomy, cold and rainy. On March 5, a flash flood warning was predicted to last until March 7, which caused flooding on roadways, power outages, fallen trees, strong winds, and heavy rain all over the Bay Area Region. Although the weather […]

    March 8, 2016