Blog

  • Fire up the BBQ and not the House!

    It’s the middle of summer and the perfect time to enjoy the outdoors with family and friends over some nice barbecued food. Just make sure the only thing you’re barbecuing is your food! Did you know that grills are involved in over 8,000 home and outdoor fires a year? The National Fire Prevention Association (NFPA) […]

    July 13, 2016

  • What factors can affect the cost of my automobile insurance?

    Whether you drive a Toyota Camry, a BMW 3 series, a Honda Civic, or some other type of car, a number of factors can affect the cost of your automobile insurance — some of which you can control and some that are beyond your control. Some of these factors that affect the cost of your auto […]

    July 7, 2016

  • What is travel insurance and why do you need it?

    What is travel insurance? Travel insurance is insurance that covers losses incurred while traveling either internationally or within the country. Some examples of things covered by travel insurance include medical expenses, trip cancellation, lost luggage, and flight accidents. Why is travel insurance necessary if its not mandatory? People often think that travel insurance is an […]

    July 1, 2016

  • Travel Insurance: Common Travel Scenarios and What you Should Do

    Vacation is the time to forget about work and any problems you are facing and have fun, explore new places and relax. Let’s keep it that way! Travel insurance can cover many unpredictable situations, accidents and losses while traveling or on vacation. Consider getting travel insurance if you haven’t already before your next vacation or […]

    June 30, 2016

  • Renters Insurance FAQ’s

    Why would I want to buy renters insurance? If you live in an apartment or a rented house, renters insurance provides important coverage for both you and your possessions. A standard renters policy protects your personal property in many cases of theft or damage and may pay for temporary living expenses if your rental is […]

    May 16, 2016

  • What factors should I consider when purchasing homeowners insurance?

    There are a number of factors you should consider when purchasing any product or service, and insurance is no different. Here are some factors you should consider when you purchase homeowners insurance. Determine the amount and type of insurance that you need. The coverage limit of your house should equal 100% of its replacement cost. If your […]

    May 10, 2016

  • How much life insurance should an individual own?

    In general, rule of thumb suggests that you should have an amount of life insurance equal to 6 to 8 times your annual earnings. However, many factors should be taken into account when determining the right amount of life insurance for you and your family. Important factors include: Income sources (and amounts) other than salary/earnings […]

    April 26, 2016

  • Umbrella Insurance FAQ’s

    Q: What is a personal umbrella liability policy?   A: The personal umbrella liability policy is designed to increase your liability protection. This single policy is an extra liability insurance coverage that acts as an “umbrella” over all of your other personal liability policies — home, auto, boat, RV, etc. — so you have a […]

    April 22, 2016